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But at Barclays, where 10% of its internet customers are over 50, there has been little change since it launched its online service five years ago.

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He has just come back from the US and was able to pay his credit card bill by popping into an internet café in Las Vegas; he was staying there at the time his monthly payment became due.

Online banking also makes it easy for him to transfer money from his savings ac count to his sons, one of whom is still at university, whenever they need it - regardless of where he happens to be at the time.

Although banks are clearly encouraged by the growth in the number of the older generations switching to online banking, these customers are still very much a minority.

According to Mori/MFS Technology, only 5% of the over-50s operate their current accounts online.

This is certainly the case for 64-year-old Alan Thomas from the Worthing area of west Sussex.

After banking online with both HSBC and Abbey National, he is now delighted to have even faster access after having switched to a broadband internet connection.And usage by those aged between 55 and 64 rose by 19%, to 36% of the population in this age group.Usage by the over-65s is up by 6% to 11% of the age group.From Techboomers to Stitch, Salvador Rodriguez discovers the apps, dating sites and other ways they’re targeting the grey pound Like many couples these days, Carol Tracy and Doug Main’s romance began after they were paired up by a new, nifty app.But Tracy, 65, and Main, 63, didn’t find each other using Tinder or Ok Cupid.While this still means that only a third of the over-50s are now online, many banks have witnessed a marked increase in customers in this age group logging on (albeit from a very low base).

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