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The executor of your estate, the person responsible for dealing with your will and estate after your death, will use your assets to pay off your debts.

Wall Street firms, secondary marketers, and others commission HSH to conduct surveys on varied aspects of financial products and services, including wholesale rates; fees; commitment periods; and more.

HSH strives to provide reliable, useful information, but does not guarantee that the information above is accurate.

Lenders and servicers can access the latest ARM indexes on a daily basis via e-mail or via our web service.

HSH also offers a wide variety of mortgage statistics.

If you have an Adjustable Rate Mortgage, your ARM is tied to an index which governs changes in your loan's interest rate and, thus, your payments.

This page lists historic values of major ARM indexes used by mortgage lenders and servicers. ARM holders can use these ARM indexes with our ARM Check Kit™ to verify the interest rate adjustments on most types of ARMs.But any joint account holder would be responsible for the unpaid bills.People who are simply authorized users of a credit card are not responsible for paying the balance.But federal law bars lenders from forcing a joint owner to pay off the mortgage immediately after the death of another co-owner.If there’s no joint homeowner, the executor can pay the mortgage out of the estate.Those will go to the named beneficiaries and aren’t part of the probate process.

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